you’re more likely to be put in a ‘granny camp’ surrounded by razor wire making cheap socks for Primark.
This might be the case if you’re a character in a Dickens novel, but in reality your parents are more likely to sell their home to pay for Saga cruises and things old people shouldn’t have, like MacBooks and Viagra-fuelled swinging parties.
Paint the bleakest possible mental picture of retirement, eg. watching Eggheads again in a grim retirement home while eating mashed banana. Don’t dwell on all the ‘silver foxes’ having a high old time in retirement with their sports cars and wine tasting holidays.